Mint.com
I recently discovered Mint.com (via a reddit thread devoted to nothing other than life-hacks). It is essentially a big web app that analyzes your financial data. The features I found especially useful were: highly interactive pie-charts of previous spending for any time-frame, and budget tracking, wherein you set budgets for different genres of spending, can visualize your progress, and be notified of over-spending. Downside is that it can only track plastic transactions; cash is unrecorded.
Allegedly your data is secure. I believe 'em. Anyway, if the baddies want my financial/identity information, I'm sure they can get it.
It seems very useful if your life-style involves precariously balancing the distribution of a small amount of money across a large number of obligations, you're on your computer every day, and the thought of a filing cabinet makes you wince, which is pretty much everyone in my peer group.
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